How to make payments in Australia

1. Cash：

Australia still accepts cash payments, but many places prefer electronic payments.

2. Debit or Credit card:

International credit cards such as Visa, MasterCard, American Express, or Australian local debit and credit cards are all available for making payment. Most merchants and service providers accept these cards.

3. E-Payment

Australia widely uses electronic payment methods, including mobile payments, Alipay, WeChat Pay, and other digital wallets. You can link your bank card to these services and then use your mobile phone or other devices for payments.

4. Bank Transfer

You can also make payments to others through bank transfers. Typically, you need to know the recipient’s bank account information to initiate the transfer.

5. Currency Exchange

When exchanging currency in Australia, be sure to compare rates and fees at different locations to get the best deal. Here are some places where you can exchange currency:

1. Banks: Most major banks in Australia offer currency exchange services. You can visit a bank branch and inquire about their exchange rates and services.
2. Currency Exchange Counters: You can find currency exchange counters at international airports, major shopping centers, and tourist areas. Companies like Travelex and other independent currency exchange providers operate these counters.
3. Post Offices: Many post offices in Australia provide currency exchange services. They often offer competitive rates and may have a wide range of currencies available.
4. ATMs: You can use your foreign debit or credit card to withdraw Australian Dollars from ATMs in Australia. However, be aware that you may incur fees and less favorable exchange rates through this method.
5. Online Exchange Services: Some online platforms and mobile apps also offer currency exchange services, allowing you to order and receive foreign currency in advance or transfer money electronically.

Additionally, keep your identification (passport) handy, as many places will require it for currency exchange transactions, especially for larger amounts.

Here are some recommended currency exchange services:

Melbourne：

• Travel Money Oz Elizabeth Street
  – 108 Elizabeth St, Melbourne VIC 3000

• Melbourne Currency Exchange The Glen
  – 235 Springvale Rd, Glen Waverley VIC 3150

Sydney：

• United Currency Exchange 1 Dixon St Haymarket Chinatown
  – Harbour Garden Towers, Shop 14 / 1 Dixon Street, Entry is via 28 Harbour St/Dixon One Shopping Centre Next to, Haymarket NSW 2000

• First Eastern FX Darlinghurst
  – 161 William St, Darlinghurst NSW 2010

Brisbane：

• Value Currency Exchange
  – Level 6/117 Queen St, Brisbane City QLD 4000
• Johnson Money Exchange
  – 231 Albert St, Brisbane City QLD 4000
• AUS X CHANGE Currency Exchange Buranda Village
  – SP005, 264 Ipswich Rd, Woolloongabba QLD 4102